Cheaper working capital
Lenders trust verified scores. Pilot partners offer up to −1.5% on invoice financing via TReDS & OCEN. On a ₹20 lakh limit, that is real money back every year.
India's green reputation game
Prove your green. Level up your business.
SAAKH turns the good work Indian MSMEs already do into three verified, playable reputations — green, quality, and social — then puts them to work in a B2B wholesale bazaar where proof wins global orders and cheaper credit. Your data never leaves your node. Only the medal travels.
✓ ₹0 for MSMEs & sellers — free forever ✓ 12 languages ✓ voice-first onboarding
Live demo · Trust Machine
Aruna Eco Knits
Tirupur knitwear cluster · Udyam-rooted DID
312
Hara Score
Seedha faayda · what you get
Six ways your saakh pays. In plain words.
No jargon. Here is exactly what a verified reputation buys a small business — from day one, at zero cost.
More orders, better buyers
Global and Indian buyers filter Hara Bazaar by score. Verified sellers get RFQ priority, featured storefronts, and ONDC-published catalogues.
Prove once, reuse everywhere
Stop redoing the same audit for every buyer. One verified proof, shared with a tap — books stay closed, weeks of paperwork disappear.
Export-ready by default
CBAM carbon passports bundle automatically with every shipment. EU buyers see compliance before they ask — no last-minute consultant bills.
A name nobody can fake
Reviews come only from invoice-matched buyers. Your quality record is lab-stamped. Copycats and fake-review gangs cannot touch your saakh.
Free. Actually free.
Scoring, badges, bazaar listing, ZK proofs, onboarding help — ₹0 for MSMEs & sellers, during the pilot and after. No card, no commission, no catch.
How it works
Three moves. One unbeatable saakh.
In the bazaar, saakh — your standing — was earned over decades of handshakes. SAAKH compresses that into verified moves any MSME can make from a phone.
Root your identity, plug in your proofs
Your Udyam registration becomes a decentralized identifier (DID) — a business identity you own. Then link sources with one-tap DEPA consent: GST, bank flows via Account Aggregator, energy meters, pollution consents, certificates in DigiLocker, even supplier geo-logs. Each becomes a Knowledge Asset on your own edge node.
Earn your Hara Score, quest by quest
On-device AI agents (dRAG over a decentralized knowledge graph) compute your score across 8 sustainability pillars — benchmarked against your own sector, from handloom to pharma. Every verified upload is XP. Every milestone stamps a badge. No auditor camping in your factory.
Cash it in on Hara Bazaar
Share zero-knowledge proofs — "effluent-compliant for 24 months" without a single invoice leaving home — to global wholesale buyers, lenders on TReDS, and ONDC storefronts. High scores unlock better payment terms, CBAM-ready export passports, and cheaper green credit.
Live demo · the user flow
Aruna's first sixty days, screen by screen.
This is the whole journey — from OTP to first export RFQ. Tap through it.
STEP 1 / 5 · DAY ONE
Sign up with Udyam — or just a mobile number
Aruna types her Udyam ID and gets an OTP. Done.
Step 1 · Sign up · ₹0
Namaste! 2 minutes,
zero paperwork.
zero paperwork.
UDYAM-TN-04-0012345
📲 OTP sent to ·······3210
7249
Verify & create my SAAKH ✓
No Udyam yet? Start with just your mobile — we help you register, free.
Step 2 · One-tap consents
You choose.
You can revoke.
You can revoke.
GST returns · Account Aggregator
Bank flows · AA (Sahamati)
Certificates · DigiLocker
Electricity meter · BEE feed
🔏 DEPA consent artifact signed. Raw data lands on your node — not our servers.
Step 3 · Your score is live
312
🌿 Green 318 · ⭐ Quality 344 · 🤝 Social 276
Upload ETP consent+60
Ask buyer for a verified review+40
Geo-tag your suppliers+55
Play today's quests →
Step 4 · Listed on Hara Bazaar
Her tees go live.
A buyer bites.
A buyer bites.
GOTS organic cotton tees
HARA 742 🌳 · ★★★★★ 4.8 (86 verified)
✓ 42% solar ✓ ZLD ✓ fair wages
HARA 742 🌳 · ★★★★★ 4.8 (86 verified)
✓ 42% solar ✓ ZLD ✓ fair wages
🔔 New RFQ · EcoWear B.V., Rotterdam — 2,000 pc. ZK claim bundle auto-attached.
Send quote →
Step 5 · Rewards unlock
Better score,
cheaper money.
cheaper money.
💰 TReDS green discount approved: −1.2% on invoice financing
🎉 LEVEL UP → PAUDHA 🪴 · RFQ priority ON
🪙 Coins: 2,140redeem
Redeemed: free NABL lab-test voucher for next batch
All of this: ₹0. Forever.
The SAAKH Score · three verified reputations
One score. Three reputations. Zero bluffing.
Buyers ask three things: is it green, is it good, and do others vouch for you? SAAKH verifies all three — every metric computed from credentials, live feeds, or anchored records. Never self-declared. Tap a card to see its pillars.
🌿
Hara · Green
Verified sustainability across 8 pillars — energy and water to biodiversity and product footprint.
▼ viewing 8 pillars
⭐
Khara · Quality
Zero-defect proof: lab-stamped standards, buyer-confirmed rejection rates, on-time-in-full delivery.
▶ see 4 pillars
🤝
Samaaj · Social
Reputation people vouch for: invoice-matched reviews, repeat buyers, partner attestations.
▶ see 4 pillarsEnergy & Emissions
Renewable share (BEE smart meters) · carbon intensity per unit output · PAT/star-rating status · Scope 1–2 + Scope 3 proxy · diesel-to-grid shift
Water Stewardship
Withdrawal intensity · ETP/ZLD operation (CPCB/SPCB consents) · rainwater harvesting · effluent quality trend · groundwater NOC
Materials & Circularity
Recycled input % · waste diverted from landfill · EPR compliance (plastic, e-waste) · scrap-to-recycler receipts · byproduct exchange
Biodiversity & Land
Deforestation-free sourcing (satellite + GeoSPARQL geofences) · agro-residue vs virgin biomass · site sensitivity mapping · no-burn attestations
People & Fair Work
EPF/ESI filing streak · wage floor vs state minimum (ZK-checked) · gender ratio & women in leadership · safety incidents · zero child-labour attestation
Governance & Compliance
GST return streak · Udyam currency · consent-to-operate validity · ZED / ISO 14001 credentials · dispute & default history on TReDS
Supply Chain Provenance
Traceability depth (tier-1 → tier-3) · geo-anchored routes & facilities (GeoSPARQL) · verified on-time delivery · GS1 EPCIS event coverage
Product Footprint
LCA-lite per SKU · packaging intensity & recyclability · repairability/durability class · CBAM-ready carbon passport for exports
Zero-Defect Rate
Buyer-confirmed rejection & return % (GRN-matched) · first-pass yield · ZED quality parameters · complaint closure time
Lab-Tested Standards
NABL/BIS test reports as verifiable credentials · batch CoAs anchored on-chain · FSSAI/pharma spec conformity
On-Time, In-Full
OTIF from e-way bills + logistics feeds · buyer delivery confirmations · verified lead-time consistency
Process Maturity
ZED level (Bronze/Silver/Gold) · ISO 9001 credential · calibration & maintenance logs · rework trend
Verified Buyer Reviews
Ratings only from GST e-invoice-matched trades — a review without a real transaction cannot exist · recency & spread
Repeat Business
Share of buyers who reorder · relationship tenure · verified order growth with the same partners
Partner Attestations
Verifiable credentials vouched by anchor buyers, suppliers & industry associations · mentor endorsements in your cluster
Clean Dispute Record
TReDS/ODR dispute outcomes · payment-behaviour attestations (both directions) · years in trade, verified
Sector-tuned models:
Textiles & HandloomFood & Agri ProcessingLeatherChemicals & DyesEngineering & MetalsHandicraftsPharmaPlastics & PackagingElectronicsRenewables EquipmentServices+ 14 more
Scoring engine: symbolic rules (SPARQL over the decentralized knowledge graph) × vector-search pattern checks, benchmarked to sector percentile. Exemptions honoured for existing ISO 9001/14001/45001 & ZED credentials, mirroring the ZED assessment model. Social signals count only when tied to a GST e-invoice — a review without a real transaction cannot exist here.
Play · this is the whole point
Compliance is a chore. A game gets finished.
Every mechanic below is wired to a verified action — no vanity points. XP moves your Hara Score, coins buy real perks, streaks keep your data fresh, and your whole cluster climbs the league together.
🌰
Beej
0–199 · SEED
Free onboarding, Udyami Mitra handholding, first quest pack
🌱
Ankur
200–399 · SPROUT
Bazaar listing unlocked, cluster league entry, ZED fee subsidy nudge
🪴
Paudha
400–649 · SAPLING
Priority in buyer RFQs, TReDS green-discount tier 1, badge marketplace
🌳
Vriksh
650–849 · TREE
CBAM export passport, −1.2% green credit, featured storefront
🌲
Banyan
850–1000 · LEGEND
Anchor-buyer contracts, mentor rewards, national Banyan League finals
This week's quest board
Upload your ETP consent-to-operateWater · auto-checked vs CPCB registry
Geo-tag your top 5 suppliersProvenance · GeoSPARQL anchors on the DKG
Verify 12 months of EPF/ESI filingsPeople · one-tap via Account Aggregator
Log 3 months of scrap-to-recycler receiptsCircularity · matched to registered recyclers
Refresh your GST return streakGovernance · auto-verified, zero paperwork
Link your IEC & AD code (DGFT)Export · unlocks Videsh Autopilot & FTA duty checks
Ask your top buyer for a verified reviewSocial · invoice-matched, impossible to fake
🏆 Cluster challenge · Monsoon Water Sprint
VERIFIED-DATA STREAK
14 wks 🔥
✓✓✓✓✓✓✓·
Fresh data = trustworthy score. Miss a week and your score decays gently — like real saakh.
🏏 Banyan League · Cluster standings
| # | Cluster | Pts | |
|---|---|---|---|
| 1 | Tirupur Knitwear | 92,410 | ▲2 |
| 2 | Moradabad Brass YOU | 88,150 | ▲1 |
| 3 | Surat Textiles | 84,720 | ▼1 |
| 4 | Agra Footwear | 81,990 | ▲3 |
| 5 | Ludhiana Cycle Parts | 79,340 | — |
Sticker sheet
Solar Pioneer
Water Warrior
Zero-to-Landfill
Fair Work Champ
CBAM Ready
Provenance Pro
Cluster Captain
Streak ×52
Hara Bazaar · B2B wholesale
Where the world sources sustainable, from India.
Every listing carries a live Hara Score and zero-knowledge-verified claims — so a buyer in Rotterdam can trust a dye-house in Tirupur without ever seeing its books. Filter by score, pillar, cluster, or CBAM readiness.
TextilesHARA 742 🌳
GOTS organic cotton tees
Aruna Eco Knits · Tirupur, TN
✓ 42% solar (BEE)
✓ ZLD dye-house
✓ Fair wages ZK
MetalsHARA 688 🌳
Recycled brass cabinet hardware
Noor Metalcraft · Moradabad, UP
✓ 78% recycled input
✓ EPR compliant
✓ GS1 traced
Food-contactHARA 715 🌳
Bagasse tableware, compostable
Kaveri Greenware · Coimbatore, TN
✓ Agri-residue sourced
✓ Compost cert
✓ CBAM passport
LeatherHARA 651 🌳
Vegetable-tanned leather goods
Ganga Tanners · Kanpur, UP
✓ Chrome-free
✓ ETP verified (CPCB)
✓ Fair Work badge
Agri-processedHARA 703 🌳
Solar-dried Alphonso mango pulp
Konkan Agro · Ratnagiri, MH
✓ Solar processed
✓ Farm-traceable route
✓ APEDA certified
FibresHARA 671 🌳
100% rPET recycled yarn
Shakti Fibres · Surat, GJ
✓ GRS certified
✓ Bottle-to-yarn traced
✓ CBAM passport
✓ Escrowed payments
✓ ONDC-published catalogues
✓ Invoice discounting on TReDS
✓ CBAM carbon passport bundled with every export shipment
Videsh Autopilot · seamless export
From Tirupur to the world, minus the paperwork safari.
Exporting from India means ~29 documents, 6 agencies, and a compliance rulebook that changes by destination. SAAKH turns your verified Knowledge Assets into all of it — automatically. Pick a market; watch how much disappears.
1
shipment
29
documents auto-built
~4 min
of human time
0
consultants needed
6
markets at launch
Market Compliance Autopilot
Pick a destination. SAAKH rebuilds the rulebook — duties, filings, certs — from your verified data.
AUTO SAAKH does it
ASSIST partner on tap
YOU one decision
Compliance automated by SAAKH
0%
Buyers here usually ask for
Collect once, certify many
The same four Knowledge Assets feed dozens of global standards. Stop repeating audits — reuse proof.
💵 Wage & EPF/ESI recordsvia Account Aggregator
SMETAamfori BSCISA8000FairtradeGOTS socialUFLPA file
⚡ Energy meters + LCA-liteISO 14067 method
CBAM Annex IVUK CBAMEPDGreenCoISO 50001
🧪 Effluent + chemical inventoryCPCB feed + lab CoAs
GOTS / ZDHC MRSLOEKO-TEXREACH SVHCLWG
📍 Geo-tagged plots & suppliersGeoSPARQL anchors
EUDR DDSUFLPA tracingOrganic CoCDPP
Accredited certification bodies plug in as scored partners — pre-filled applications cut audit days, and Hara coins subsidise fees.
The shipment pack, self-assembling
Every document below drafts itself from your verified data — GST e-invoices, BoM, meters, geo-logs. You review, you tap, it files.
✓IEC
✓AD Code
✓RCMC
✓GST e-Invoice
✓e-Way Bill
✓Shipping Bill · ICEGATE
✓Packing List
✓Preferential CoO (CETA/CEPA/ECTA)
✓Phyto / Health Cert
✓Marine Insurance
✓ECGC Cover
✓e-BRC
✓RoDTEP Claim
✓DPP QR
PACK READY ✓ 29 DOCS
Filed to ICEGATE sandbox.
Partners with scores, not luck
Freight forwarders, CHAs and shipping lines carry SAAKH scores too — pick by verified on-time record and dispute history. ECGC export-credit cover attaches in one tap.
Tracked end-to-end
ULIP, ICEGATE and Port Community System milestones anchor straight into your knowledge graph. Your buyer in Rotterdam watches the same verified truth you do — no "where is it?" calls.
Every carton ships with a passport
A DPP QR minted from the product's Knowledge Asset UAL — EU Digital Product Passport-ready. Customs, buyer or end-consumer scans → ZK-verified claims, in their language.
The global standards wall — pre-mapped
SAAKH speaks every major scheme's data language. Your pillars map to their checklists; accredited bodies verify the last mile.
Textiles, leather & materials
GOTS
OEKO-TEX 100 / STeP
GRS / RCS
Better Cotton
FSC / PEFC
LWG (leather)
Social & labour
amfori BSCI
SMETA (Sedex)
SA8000
Fairtrade
GoodWeave
WFTO
Food & agri
FSSC 22000
BRCGS
HACCP
GlobalG.A.P.
NPOP ↔ USDA / EU Organic bridges
Halal / Kosher
Management & product
ISO 14001 / 45001 / 50001
ISO 14067 carbon footprint
EPD
CE / UKCA
REACH / RoHS
ZED · GreenCo · BIS (home base)
PHASE 1 · LIVEUK · EU · USA · UAE · AUS · JPN
PHASE 2 · 2027Canada · Singapore · GCC · Korea · EFTA
PHASE 3 · 2028LatAm · Africa (AfCFTA)
The verified data network
One consent. Forty rails.
SAAKH doesn't ask you to type in claims — it plugs your business into India's verified data infrastructure and the physical world, then lets you decide what to prove.
Identity & registry
Udyam Registration
DigiLocker
GSTN
PAN / MCA
ICEGATE / DGFT (exports)
Finance & credit
Account Aggregator (Sahamati)
TReDS
OCEN lenders
SIDBI green schemes
Sustainability & certification
ZED (Zero Defect Zero Effect)
BEE energy data
CPCB / SPCB consents
GreenCo · GOTS · GRS
BIS / FSSAI / APEDA
Accredited auditor network
Commerce & physical world
ONDC network
GeM portal
GS1 EPCIS supply events
IoT meters & sensors
Satellite (Bhuvan / Sentinel)
Testing labs (LIMS)
Privacy architecture
Show the medal, never the diary.
Built on the Trust Over IP four-layer model and OriginTrail's decentralized knowledge graph — adapted for India's DEPA consent framework. Your raw data lives on your own edge node (your Data Kutir). The network only ever sees cryptographic proof.
Layer 4 · Verifiable AI
Agents that never phone home
dRAG agents compute your Hara Score on-device via SPARQL + vector search over your own Knowledge Assets. Score logic is auditable; raw data isn't extractable.
Layer 3 · Knowledge base
Your data as ownable assets
Every record becomes an RDF Knowledge Asset with a Unique Asset Locator, geo-context via GeoSPARQL, owned by your DID — anchored on-chain for tamper-evidence, stored at home.
Layer 2 · Trusted communication
Proofs travel, metadata doesn't
The Trust Spanning Protocol routes selective-disclosure proofs between DIDs — buyer, lender, regulator — without correlation-friendly metadata trails.
Layer 1 · Identity & keys
Udyam-rooted, self-sovereign
Your Udyam ID bootstraps a DID you control. Verifiable credentials from banks, regulators and certifiers attach to it — revocable, portable, yours.
The zero-knowledge switch
Flip between what a buyer sees and what stays on your node.
Proof: "renewable ≥ 40%" verifies TRUE without revealing 41.7%, the meter serials, or a single kWh reading.
✓ DPDP Act 2023
✓ DEPA consent artifacts
✓ GDPR (for EU buyers)
✓ W3C DIDs · VCs · RDF · GeoSPARQL
✓ Geofenced processing
Take the Hara Pledge. Roll your first quest today.
Onboard in 12 languages, by voice, or with a local Udyami Mitra at your district CSC. Everything — scoring, badges, bazaar listing, proofs — is ₹0 for MSMEs and sellers. Forever.
The Hara Pledge · हरित शपथ
"We will make with zero defect, zero effect — and prove it, point by point, to anyone, without giving away our books."SAAKH VERIFIED ✓